For an investor whose primary concern is maintaining principal and having a guaranteed minimum rate of return, a fixed annuity could be worth considering as a part of your overall financial plan. Fixed annuities provide annuitants with a guaranteed fixed rate of return which allows for safety of principal and precise predictions of your earnings and future account value. Speaking with one of our financial representatives is an easy way to learn more about fixed annuities - call 1-888-513-2300 or request a consultation today.
Benefits of an Annuity
The primary benefits of including a fixed annuity in your financial plan are safety of principal and a guaranteed rate of return. Whether you are young in your accumulation phase or approaching retirement, a fixed annuity could be worth considering. The following is a list of the benefits annuitants receive from fixed annuities:
- Safety of principal
- Guaranteed income for life or a specific period
- Tax-deferred growth
- Flexibility of immediate or deferred income
- Fixed rate of return
- Guaranteed income for joint owners (spouses)
- No market risk or volatility
- Death benefit options
Is a Fixed Annuity Right for Me?
At Financial Balance Group, LLC our financial representatives can work with you to evaluate your overall financial situation and help decide whether or not a fixed annuity should play a role in your financial plan. Learn more by calling 888-513-2300 or requesting a consultation today.