Life Insurance Planning
High level experience with term and permanent types of life insurance ensure we can design the most appropriate plan for your situation.
Disability Insurance Planning
We have been helping physicians and business owners protect their income for over 20 years with high quality disability insurance.
Guaranteed Issue Disability Insurance For Resident Physicians
Professionals in helping resident physicians find the approrpaite options for disability insurance on a guaranteed basis.
Who We Are
Welcome to Financial Balance Group, a financial organization in Rockville, Maryland. Founded over 25 years ago through our subsidiary, DisabilityQuotes.com, we have a unique specialty in designing strategies to protect your most valuable asset - your income.
We believe that the common approach to financial planning does not work. Instead of increasing risk by chasing a rate of return, we strive to help build your future by protecting what you have, and then use tried and true products and strategies to minimize taxes, risk, and enhance wealth.
Protecting Your Most Valuable Asset
We have helped thousands of clients protect their income and their business. Whether you're a physician in training or own your own your own practice or business, we can help make sure that an illness, accident, or pre-mature death doesn't derail your plans for yourself or your family.
We do this by using the industry best disability and life insurance policies and work with you to structure them in unique ways that help minimize your cost and enhance your cash flow when you retire.
Focus on Financial Balance
Many adivsors focus on growing your assets by trying to achieve high rates of return and exposing you to more risk in the process. We belive a more effective way to build wealth is to enhance your rate of savings while still paying attention to rates of return that fit with your risk profile.
We do this while first making sure that your current assets are protected from loss. This is a well balanced approach and leads to better overall financial security for our clients.
Get in touch using the form below, and let's see how we can help you.